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Policyholders with Flood ̽»¨¾«Ñ¡ Are Covered for Storm Surge from Hurricane Sandy As Well As Flood-caused Damage
October 29, 2012

... in U.S. history.   Most standard homeowners and renters insurance policies do not cover flood damage. Flood coverage is ... coverage for up to $250,000 for the structure of the home and $100,000 for personal possessions. The NFIP policy provides replacement cost coverage for the structure of your home, but only actual cash value coverage for your possessions.   ...


College-Bound? Keep an Eye on Your GPA and Your Personal Possessions
March 4, 2014

... -Registering for classes, buying books and moving away from home are typical worries the college-bound face each year. Today, students must ... by their parents' policy and may need to purchase their own renters insurance. Students should consult their parents' insurance ...


Tropical Storm Fay Damages Should Be Reported Immediately to Insurers
March 4, 2014

... Windstorm damage is covered under standard homeowners, renters and business insurance policies. Standard homeowners insurance policies ... the additional costs of temporarily living away from your home if it is uninhabitable due to a fire, severe storm or other insured ...


Protect Your Home and Your Identity, Warns The I.I.I.: Home Burglaries Spike in Summer Months as More People Head Out for Vacation
March 4, 2014

... NEW YORK, August 1, 2005 - Burglars who break into your home this summer may be after more than your jewelry and electronic equipment - ... a stand alone policy or as an endorsement to a homeowners or renters insurance policy. On average, these policies cost between $25 and $50 ...


Maximize Your ̽»¨¾«Ñ¡ Dollars in 2010; Avoid the Five Biggest ̽»¨¾«Ñ¡ Mistakes
March 4, 2014

... there are smart ways that savvy consumers can save on their home and auto insurance, and there are mistakes that can result in being ... from flooding is not covered under standard homeowners and renters insurance policies. Coverage is available from the National Flood ...


Trying to Save Money? Avoid the Five Biggest ̽»¨¾«Ñ¡ Mistakes!
October 25, 2010

... for ways to cut costs. T here are smart ways to save on home and auto insurance; however, there are also mistakes that can result in ... from flooding is not covered under standard homeowners and renters insurance policies. Coverage is available from the National Flood ...


Wind Damage Caused By Hurricane Isaac Covered By Standard Home And Business ̽»¨¾«Ñ¡ Policies
March 4, 2014

... and hurricanes is covered under standard homeowners and renters insurance policies. This includes damage to both the structure of the home and personal possessions. Ninety-seven percent of homeowners have ...


I.I.I. ̽»¨¾«Ñ¡ Tips for Homeowners Renting Out Their Homes for Super Bowl Week
March 4, 2014

... NEW YORK, January 22, 2014 — Homeowners and renters looking to make extra money by renting out their homes to visitors in ...   “Before renting out all or part of your home, tell your insurer about your plans to make sure you’re covered if your ...


Renting a Car This Summer?I.I.I. Provides Rental Car ̽»¨¾«Ñ¡ Tips for Vacationers
May 18, 2005

... car rental insurance. Faced with a number of choices, some renters either purchase all of the coverage or they decline the insurance ... insurance for the theft of items in your car. If you have a home or renters insurance policy, you are generally covered for theft of your ...


Wildfires Pose Threats To Many Parts Of The Country, Not Just California
September 3, 2009

... plan and purchasing enough insurance to rebuild your home and replace all of your belongings in the event that they are completely ... by fire and smoke are covered under standard homeowners, renters and business owners insurance polices and under the comprehensive ...